Crest Hummer
2121 Rosa L. Parks BoulevardNashville,TN37228Sales: 800-246-2021
- Service: 800-678-8321
- Parts: 800-768-3708
Financing
For New or Used Car Loan Questions Call: 800-246-1605
Get a Free Nashville Car Loan Quote - Good and Bad Credit Accepted! Crest HUMMER helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at Crest HUMMER help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Crest HUMMER works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!
We offer a variety of products to keep your vehicle in top shape and make your life easier. A few of them are:
Resist All - This ensures that damages from the environment to your exterior such as acid rain, bird droppings, etc. are covered repairs and you don't have to be worried about them. The interior is coated with a sealant to protect the inside from accidents with liquids, crayons, etc. Be sure to ask your finance manager about this must have when in their office.
Intire - This product means that costly tire and wheel replacement due to road hazards are no longer worries for you! Have them explain this 24/7/365 claim assistance in the finance office too.
Lojack - With your vehicle being one of the most sought after vehicles on the road today, you no longer have to fear with the Lojack Theft Recovery System. Ask your Finance Manager about this product that delivers piece of mind.
Lease vs. Buy
Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.
When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.
Learn from our trained finance staff about financing your next vehicle.
We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!
Financing Navigation
Contact Information
- Crest Hummer
-
2121 Rosa L. Parks Boulevard
Nashville, TN 37228 -
- workSales:
- 800-246-2021
- serviceService:
- 800-678-8321
- partsParts:
- 800-768-3708
Finance FAQ
pause
Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.